The 7 Best Mortgage Brokers in Queens

Finding the right mortgage broker in Queens can be a pivotal step in securing your dream home. With countless options available, it’s essential to choose a broker who understands your unique financial needs and goals. Our guide, “The 7 Best Mortgage Brokers in Queens,” is designed to simplify this process by highlighting top brokers known for their expertise and customer service.

Before diving into our list, consider the various services that a mortgage broker in Queens can offer:

  • Loan Comparison: Access to a wide range of loan products to find the best fit for your financial situation.
  • Negotiation: Expert negotiation skills to secure favorable terms and rates.
  • Personalized Advice: Tailored guidance to help you understand complex mortgage options.
  • Paperwork Assistance: Help with the extensive documentation required for mortgage applications.
  • Credit Improvement Strategies: Tips and strategies to enhance your credit score for better loan conditions.

When selecting a mortgage broker, consider these key aspects:

  • Experience: Years in the industry and a proven track record.
  • Reputation: Positive reviews and testimonials from past clients.
  • Transparency: Clear communication about fees and terms, with no hidden costs.
  • Accessibility: Availability and responsiveness to your inquiries and needs.
  • Fee Structure: Understanding how the broker is compensated, whether through a flat fee or percentage of the loan amount.

In our full guide, you’ll discover the 7 best options that Queens has to offer, each selected for their commitment to excellence and client satisfaction. Whether you’re a first-time homebuyer or looking to refinance, these brokers can help you navigate the mortgage landscape with confidence.

7

Number of companies

1156

Verified reviews

4,97

Average rating

Mortgagedepot
(718)2689000

1. Mortgagedepot

★ ★ ★ ★ ★ 4,9/5
12510 Queens Blvd STE 316, 11415, Kew Gardens
  • Mortgage broker

Why we chose them

MortgageDepot stands out as a multi-state mortgage broker committed to honesty, integrity, and financial reliability. Their dedicated team of multi-language speaking mortgage professionals is focused on delivering exceptional service to diverse communities, making them a trusted partner for purchase or refinance needs. Specializing in both residential and commercial mortgages, they offer a variety of specialty and niche products designed to meet the needs of their clients and partners. Their unique approach to financing “out-of-the-box” mortgage transactions enables borrowers to achieve their financial goals through multiple affordable options at the lowest possible rates.

The company excels in offering a wide range of services, including conventional loans, FHA and VA loans, jumbo loans, and more. They also provide innovative solutions like non-QM programs, which include no income check and bank statement options, as well as commercial loan programs for mixed-use properties and business lines. Recognized as one of the top 5000 privately held companies by Inc. Magazine in 2020 and 2021, their modern digital strategy combined with decades of industry expertise ensures a streamlined process for clients facing approval challenges. Testimonials from satisfied clients highlight the company’s commitment to exceptional client service and financial guidance, solidifying their reputation as a leader in home financing.

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Omni Mortgage Corp
(718)4417000

2. Omni Mortgage Corp

★ ★ ★ ★ ★ 4,9/5
118-18 101st Ave, 11419, South Richmond Hill
  • Mortgage broker

Why we chose them

Omni Mortgage Corp. stands out as a trusted mortgage broker, known for its commitment to superior customer service and extensive industry knowledge. Since 1996, they have been dedicated to helping their community achieve homeownership goals. As a registered mortgage broker with the NYS Banking Department, they arrange loans through third-party providers, ensuring clients receive the best possible options. Their expertise is backed by their NMLS numbers 20542 and 1071249, which can be verified on the NMLS Consumer Access website.

Their motto, “Knowledge * Experience * Service,” reflects their core values and dedication to client satisfaction. With a focus on creating satisfied customers, they leverage years of experience to provide tailored mortgage solutions. This emphasis on personalized service and commitment to excellence are key reasons for their inclusion in our directory, showcasing their role as a reliable partner in the mortgage industry.

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Gadura Mortgage
(718)6400444

3. Gadura Mortgage

★ ★ ★ ★ ★ 5,0/5
106-09 101st Ave Suite 1F, 11416, Ozone Park
  • Mortgage broker

Why we chose them

Gadura Mortgage is a distinguished independent mortgage brokerage that specializes in arranging loans for real estate transactions in New York. Known for its transparent and modern approach, the company is committed to providing a personable solution to obtaining mortgages. Clients benefit from Gadura’s expertise in offering competitive rates and personalized service, ensuring a smooth process from application to closing. The brokerage excels in handling a wide range of loans, including conventional, FHA, VA, and commercial financing, catering to diverse client needs with precision and care.

Led by Vineet Gadura, an MBA graduate with extensive experience in the mortgage industry, the company prides itself on its dedication to the Brooklyn, Queens, and Long Island communities. With a focus on empowering clients through knowledge, the team at Gadura Mortgage ensures that every client understands their mortgage options and the entire loan process. Testimonials from valued clients highlight the exceptional service and commitment to helping clients achieve their homeownership dreams, making Gadura Mortgage a trusted partner in real estate financing.

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Vivid Mortgages
(718)9427000

4. Vivid Mortgages

★ ★ ★ ★ ★ 5,0/5
211-35 Jamaica Ave, 11428, Queens Village
  • Mortgage broker

Why we chose them

VIVID MORTGAGES® stands out as a premier mortgage broker in New York City, renowned for offering competitive rates and personalized loan solutions. The company specializes in a wide range of mortgage services, including conventional home loans, government loans such as FHA and VA, jumbo loans, and more. Their expertise extends to unique offerings like non-qualified mortgages and bank statement loans, catering to diverse client needs. With a focus on convenience and efficiency, they leverage advanced technology to streamline the mortgage process, ensuring fast processing times and maintaining transparency throughout the loan application journey.

Clients consistently praise the dedicated team for their professionalism and personalized assistance. From first-time homebuyers to seasoned investors, the company provides comprehensive support to navigate the complexities of obtaining a mortgage. Their client-centric approach is evident in the glowing testimonials, highlighting the team’s commitment to turning dreams into reality. By collaborating with numerous wholesale lenders, the company ensures access to the best loan terms, setting them apart in the competitive New York mortgage market. Their dedication to service and innovation makes them a trusted choice for anyone seeking mortgage solutions in the area.

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Cityone Capital
(347)8970101

5. Cityone Capital

★ ★ ★ ★ ★ 5,0/5
8116 165th St, 11432, Jamaica
  • Mortgage broker

Why we chose them

CityOne Capital, LLC is a specialized mortgage broker located in Queens, New York, dedicated to helping clients find the perfect home with their tailored mortgage solutions. Focusing on 1-4 family dwellings, condos, and co-ops, they provide personal attention to meet each client’s unique needs. Their website offers a seamless experience with online tools like secure applications, loan program explorations, and interactive calculators to evaluate financing options. Known for their commitment to client satisfaction, they strive to make homeownership attainable with a wide array of products and investment tools.

Emphasizing accessibility and quality service, the company ensures their website is user-friendly for individuals with disabilities, reflecting their belief in dignity and equality for all. Clients appreciate their responsiveness and dedication, often recommending them to friends and family. With a strong foundation built on years of experience, they are more than just a lender; they are a trusted partner in making the dream of homeownership a reality. The company’s commitment to excellence is evident in their continuous efforts to improve and adapt, making them a standout choice for our directory.

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Welend Mortgage
(646)8338808

6. Welend Mortgage

★ ★ ★ ★ ★ 5,0/5
133-43 Roosevelt Ave #2F, 11354, Flushing
  • Mortgage broker

Why we chose them

WeLend Mortgage stands out as a premier commercial and residential real estate mortgage company based in New York. Specializing in securing financing for diverse real estate and business transactions, the company is committed to addressing a wide range of financial needs. Whether clients are purchasing, refinancing, or developing real estate, WeLend Mortgage offers a variety of competitive options, ensuring unparalleled personal service that aims to make every client a lifelong partner. With an experienced team guiding clients through each step, the company excels in making the mortgage process easier, faster, and more secure.

Offering a comprehensive suite of services, this mortgage broker provides solutions such as conventional loans, refinancing, rate comparisons, and cash-out refinances. Their commitment to flexibility is evident in their ability to cover unplanned expenses and provide accurate property valuations. The company’s dedication to client satisfaction is reflected in its mission to enhance cash flow and secure low rates for homeowners, reinforcing its role as a trusted partner in real estate financing. Investing in tomorrow’s leaders and reducing property taxes are additional focal points, showcasing their broad expertise and client-centered approach.

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LJ Mortgage Team Inc
(516)2181297

7. LJ Mortgage Team Inc

★ ★ ★ ★ ★ 5,0/5
127-03 Rockaway Blvd, 11420, Queens
  • Mortgage broker

Why we chose them

LJ Mortgage Team Inc., an independent mortgage brokerage based in Queens, New York, is committed to delivering exceptional customer service and a comprehensive range of options for home purchases and refinancing. Specializing in both FHA and conventional loan options, the company strives to meet the diverse needs of its clients. Licensed across multiple states, including New York, New Jersey, Connecticut, Michigan, Indiana, Georgia, and Florida, they are well-equipped to assist a wide array of customers in their home financing journey.

The team, led by CEO Lucky Lakhwinder Singh and President Jas Jaswinder Singh, comprises experienced professionals dedicated to providing personalized service. They arrange loans through third-party lenders, ensuring clients receive the best possible terms. With a focus on transparency and reliability, the brokerage operates under the registration number NMLS# 2120286, and is registered with the New York State Department of Financial Services. Their mission to offer superior customer service makes them a valuable addition to our directory.

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FAQs

What services do mortgage brokers in Queens typically offer?

Mortgage brokers in Queens offer services such as loan comparison, negotiation for favorable terms, personalized advice, assistance with paperwork, and strategies to improve your credit score.

How much do mortgage broker services cost in Queens?

The cost of mortgage broker services in Queens typically ranges from 1% to 2% of the loan amount, which can be approximately €2,000 to €4,000 for a €200,000 mortgage.

How long does it take to get a mortgage through a broker in Queens?

The timeline for securing a mortgage through a broker in Queens can vary, but it generally takes between 30 to 45 days from application to closing.

What should I consider when choosing a mortgage broker in Queens?

Consider the broker's experience, reputation, transparency with fees, accessibility, and fee structure when choosing a mortgage broker in Queens.

Are mortgage brokers in Queens paid by the borrower or the lender?

Mortgage brokers in Queens can be compensated by either the borrower or the lender, depending on the agreement. It's important to clarify this upfront.

Can a mortgage broker help improve my credit score?

Yes, many mortgage brokers offer credit improvement strategies to help you qualify for better loan terms and conditions.

Is it better to use a mortgage broker or go directly to a bank in Queens?

Using a mortgage broker can provide access to a wider range of loan products and potentially better rates, while going directly to a bank might offer a more streamlined process. It depends on your individual needs.

How do I verify the reputation of a mortgage broker in Queens?

You can verify a mortgage broker's reputation by checking online reviews, asking for testimonials from past clients, and verifying their credentials with relevant industry associations.

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