The 7 Best Loan Agencies in Queens

Finding the right loan agency can be a game-changer when you’re in need of financial assistance. Queens, with its diverse community and bustling economy, offers a wide array of options. This guide, “The 7 Best Loan Agencies in Queens,” is designed to help you navigate through the choices and find the perfect fit for your needs. Whether you’re looking for a quick personal loan or a more substantial business loan, understanding the services offered and the key factors to consider is crucial.

Here are some services that a loan agency in Queens might offer:

  • Personal Loans
  • Business Loans
  • Auto Loans
  • Home Equity Loans
  • Student Loans
  • Debt Consolidation

When selecting a loan agency, consider these important aspects:

  • Interest Rates: Understand the rates, whether fixed or variable, and how they impact your repayments.
  • Loan Terms: Check the duration and flexibility of the loan terms.
  • Fees: Be aware of any additional fees such as origination or late payment fees.
  • Customer Service: Evaluate the agency’s reputation for customer service and support.
  • Approval Time: Consider how quickly you need the funds and the agency’s approval process time.

With these considerations in mind, you can make a more informed decision as you explore the 7 best loan agencies in Queens.

7

Number of companies

859

Verified reviews

4,83

Average rating

R&J Capital Mortgage & Loan Brokers of NY
(718)5207000

1. R&J Capital Mortgage & Loan Brokers of NY

★ ★ ★ ★ ★ 5,0/5
80-02 Kew Gardens Rd Suite 1040, 11375, Queens
  • Mortgage lender
  • Finance broker
  • Mortgage broker

Why we chose them

R&J Capital Mortgage & Loan Brokers of NY is a trusted name in the mortgage and finance industry, dedicated to serving the Tri-State area with over 20 years of experience. As a licensed mortgage broker in Queens and NYC, they specialize in providing a range of services, including home purchase loans, refinancing options, and tailored solutions for first-time homebuyers, veterans, and those with challenging credit situations. With a customer satisfaction rate of 97% and $150 million in loans funded to date, they have established themselves as leaders in simplifying the home loan process, ensuring stability and affordability for their clients.

Renowned for their low wholesale rates and highly rated reviews, this company prides itself on making the home loan journey seamless and accessible. They offer a variety of mortgage options, from FHA loans to non-QM and no-income verification loans, catering to diverse needs. Their commitment to accessibility is evident in their efforts to ensure their services are available to people with disabilities, demonstrating a strong belief in dignity and equality. With a dedicated team of mortgage professionals, they provide support every step of the way, helping clients calculate mortgage payments and find the right loan officers for personalized assistance.

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Luxury Pawnbrokers
(718)6746017

2. Luxury Pawnbrokers

★ ★ ★ ★ ★ 4,9/5
150-03 Cross Bay Blvd, 11417, Ozone Park
  • Loan agency
  • Gold dealer
  • Jeweler
  • Jewelry buyer
  • Jewelry store
  • Pawn shop

Why we chose them

Luxury Pawnbrokers stands out as a premier destination in NYC for those seeking top-notch collateral services. Renowned for being the most convenient pawn shop in the area, this establishment offers a comprehensive range of services including loan agency, gold dealing, and jewelry buying. With an exceptional selection of watches and diamonds for both men and women, customers are drawn to the quality and variety available at this luxurious store. Their commitment to providing the highest monetary value for unwanted jewelry or watches makes them a preferred choice for many looking to sell their valuables.

Beyond just being a pawn shop, Luxury Pawnbrokers is also a respected jeweler and jewelry store, catering to diverse needs and preferences. Their emphasis on customer satisfaction is evident through their prompt responses to inquiries, ensuring a seamless experience for anyone reaching out with questions or special requests. This dedication to service, combined with their wide array of offerings, positions them as a trusted name in the world of luxury pawnbroking.

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Best Solution Mortgage, Inc
(718)8881196

3. Best Solution Mortgage, Inc

★ ★ ★ ★ ★ 5,0/5
136-33 37th Ave STE 9D, 11354, Flushing
  • Mortgage lender
  • Loan agency
  • Mortgage broker

Why we chose them

Best Solution Mortgage, Inc. is a prominent player in the mortgage lending industry, offering a comprehensive suite of services including mortgage lending, loan agency, and mortgage brokerage. With a team of seasoned professionals, the company is dedicated to providing exceptional service, leveraging decades of experience to guide clients through the home-buying and refinancing processes. They focus on transparency and communication, ensuring clients are well-informed at every stage. Their services encompass a range of loan programs, such as fixed and adjustable rates, FHA, VA, and commercial loans, catering to diverse financial needs and goals.

The company stands out for its commitment to simplifying the often daunting path to homeownership. Understanding the challenges and frustrations faced by first-time buyers, they aim to make the lending process seamless and stress-free. Their innovative approach includes a comprehensive mortgage toolbox with calculators for payment, amortization, and refinancing, empowering clients to make informed decisions. Despite their extensive reach, they maintain personalized service, ensuring each client receives tailored guidance. With licenses from the NYSDFS and NJ Banking Departments, they uphold high standards of fair lending and housing practices.

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Faheem Hossain at CrossCountry Mortgage
(877)7731226

4. Faheem Hossain at CrossCountry Mortgage

★ ★ ★ ★ ★ 5,0/5
3119 Newtown Ave Suite 305, 11102, Astoria
  • Mortgage lender

Why we chose them

Faheem Hossain at CrossCountry Mortgage stands out as a distinguished mortgage lender, committed to simplifying the home-buying process for clients. Known for its personalized approach, the company offers tailored mortgage solutions designed to meet the unique needs of each borrower. Faheem Hossain’s expertise in the mortgage industry ensures that clients receive guidance and support throughout their home financing journey, making complex processes more accessible and understandable.

The company’s dedication to excellence and client satisfaction is evident in its streamlined services and professional integrity. By focusing on individual needs and providing expert advice, it helps clients navigate the often daunting landscape of mortgage lending with confidence. This commitment to quality service is why this company has been chosen for inclusion in our directory, highlighting its role as a reliable and trusted partner in the mortgage lending industry.

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Professional Mortgage Solutions, Inc
(718)4574444

5. Professional Mortgage Solutions, Inc

★ ★ ★ ★ ★ 4,8/5
62-79 Woodhaven Blvd, 11374, Rego Park
  • Mortgage lender
  • Mortgage broker

Why we chose them

Professional Mortgage Solutions, Inc. stands out as a premier choice for those seeking expert guidance in the world of home financing. Known for their dual role as a mortgage lender and mortgage broker, they offer a comprehensive suite of services tailored to meet the diverse needs of their clients. By combining extensive industry knowledge with personalized service, they help individuals navigate the often complex mortgage process with ease and confidence.

What sets this company apart is their commitment to providing tailored solutions that align with their clients’ unique financial situations. Whether you’re a first-time homebuyer or looking to refinance, their expertise ensures that you receive the best possible terms and rates. Their reputation for reliability and customer satisfaction has earned them a place in our directory as a trusted resource for anyone seeking mortgage assistance.

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Royal Business Bank
(718)3213131

6. Royal Business Bank

★ ★ ★ ★ ★ 4,1/5
42-08 Main St, 11355, Flushing
  • Loan agency
  • ATM
  • Business banking service
  • Financial institution
  • Investment bank
  • Bank
  • Mortgage lender
  • Savings bank

Why we chose them

Royal Business Bank is a community-focused financial institution that combines the robust service offerings of a nationwide bank with the personalized touch of a local bank. Catering primarily to small and medium-sized businesses, the bank specializes in Commercial & Industrial loans and provides a comprehensive suite of services including business banking, investment banking, and mortgage lending. Clients benefit from fast processing times and flexible terms, ensuring that their financial needs are met efficiently. The bank also offers secure merchant services to streamline business transactions and enhance customer satisfaction.

Emphasizing community involvement and customer satisfaction, the bank takes pride in its strong local ties and extensive industry knowledge. It offers a range of personal and business financial products such as checking accounts, savings accounts, and certificates of deposit. The bank’s commitment to growth and innovation is evident in its online banking and mobile banking services, allowing clients 24/7 access to their accounts. By prioritizing customer success and fostering a culture of trust, the bank positions itself as a trusted financial advisor for its clients, committed to making a positive impact in the communities it serves.

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Cardinal Financial Company
(646)6208744

7. Cardinal Financial Company

★ ★ ★ ★ ★ 5,0/5
215-15 Northern Blvd Suite 302, 11361, Bayside
  • Mortgage lender

Why we chose them

Chosen for its exceptional expertise and commitment to customer satisfaction, Cardinal Financial Company – Lir Dahl stands out as a premier mortgage lender. This company is dedicated to providing tailored financial solutions to meet the diverse needs of its clients. With a streamlined process and personalized service, they make the often complex journey of securing a mortgage both accessible and efficient for homebuyers and investors alike.

By prioritizing transparency and innovation, they ensure a seamless experience that builds trust and confidence. Their commitment to excellence in the mortgage lending industry is evident in their client-centric approach, making them a noteworthy addition to our directory. This focus on delivering customized solutions distinguishes them as a leader in their field, and a valuable resource for anyone looking to navigate the mortgage landscape.

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FAQs

What types of loans do agencies in Queens typically offer?

Loan agencies in Queens commonly offer personal loans, business loans, auto loans, home equity loans, student loans, and debt consolidation services.

What is the average interest rate for personal loans in Queens?

The average interest rate for personal loans in Queens ranges from 5% to 15% annually, depending on your credit score and the loan agency.

How long does it usually take to get a loan approved in Queens?

Loan approval times in Queens can vary, but personal loans are typically approved within a few days to a week, while business loans may take longer, depending on the complexity.

What should I consider when choosing a loan agency in Queens?

When choosing a loan agency, consider factors such as interest rates, loan terms, fees, customer service, and the agency's approval time.

What fees should I be aware of when taking a loan in Queens?

Be aware of potential fees such as origination fees, late payment fees, and any prepayment penalties that might apply to your loan.

How can I determine if a loan agency offers good customer service?

Research the agency's reputation through online reviews, testimonials, and ratings. You can also contact them directly to assess their responsiveness and willingness to answer questions.

What is the average cost of a business loan in Queens?

The cost of a business loan in Queens, including interest rates and fees, can range from 4% to 12% annually, based on the loan amount and your business's financial health.

Are there specific loan agencies in Queens that specialize in certain types of loans?

Yes, some agencies may specialize in specific types of loans, such as auto loans or student loans. It's important to research and find an agency that aligns with your specific loan needs.

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